GILSTEAD TWO

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Newton / Novena (D11)CondoTOP: 2014

Key facts

Property typeCondo
TenureFreehold
TOP2014
Total units110
DeveloperChedstone Investment (associate co. of Selangor Dredging Bhd.)
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$22,784 /mo

Loan amountS$4,772,277 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$4,772,277

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$41,400 /month

S$22,784 estimated instalment

Your affordability range

S$5,410,000

Buyer value

S$6,500,000

Recommended

S$7,020,000

Comfortable

Buyer stamp duty

S$329,600

Legal fees (est.)

S$3,500

Total cash needed

S$2,060,823

Kai insight

Based on this price, the Singpass-style estimate needs about S$41,400 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration4 bed / 4 bath
Floor area2,874 sqft
LayoutRequest from agent

Price trend

Dec 2025

S$1,770/psf

Sept '21Dec '23Dec '25
Listing psfS$2,262 psf
Project avg psfS$2,214 psf
Market sample11 records

Transactions

Dec 2025Sale recordS$1,600,000(1,770 psf)
Mar 2025Sale recordS$2,060,000(2,278 psf)
Sept 2024Sale recordS$1,925,000(2,290.5 psf)
Jun 2024Sale recordS$1,855,000(2,203.5 psf)
May 2024Sale recordS$1,730,000(2,232 psf)
Dec 2023Sale recordS$1,907,500(2,264 psf)
Recent sale records11
Recent rental records308
Tenure / TOPFreehold / 2014