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Balestier / Toa Payoh (D12)CondoTOP: 2020

Key facts

Property typeCondo
TenureFreehold
TOP2020
Total units84
DeveloperAylesbury Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$2,908 /mo

Loan amountS$609,183 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$609,183

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$5,300 /month

S$2,908 estimated instalment

Your affordability range

S$690,000

Buyer value

S$850,000

Recommended

S$920,000

Comfortable

Buyer stamp duty

S$20,100

Legal fees (est.)

S$3,500

Total cash needed

S$264,417

Kai insight

Based on this price, the Singpass-style estimate needs about S$5,300 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration1 bed / 1 bath
Floor area452 sqft
LayoutRequest from agent

Price trend

Oct 2025

S$1,794/psf

Jan '22Dec '23Oct '25
Listing psfS$1,881 psf
Project avg psfS$1,797 psf
Market sample20 records

Transactions

Oct 2025Sale recordS$1,120,000(1,794 psf)
Mar 2025Sale recordS$1,360,000(1,662 psf)
Feb 2025Sale recordS$1,100,000(1,762 psf)
Nov 2024Sale recordS$994,444(1,912.5 psf)
Aug 2024Sale recordS$828,888(1,975 psf)
Jul 2024Sale recordS$938,888(1,856 psf)
Recent sale records20
Recent rental records221
Tenure / TOPFreehold / 2020