SOPHIA RESIDENCE

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Key facts

Property typeCondo
TenureFreehold
TOP2014
Total units272
DeveloperGuocoland Group
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$3,962 /mo

Loan amountS$829,821 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$829,821

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$7,200 /month

S$3,962 estimated instalment

Your affordability range

S$940,000

Buyer value

S$1,486,888

Recommended

S$1,610,000

Comfortable

Buyer stamp duty

S$44,075

Legal fees (est.)

S$3,500

Total cash needed

S$704,642

Kai insight

Based on this price, the Singpass-style estimate needs about S$7,200 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration1 bed / 1 bath
Floor area614 sqft
LayoutRequest from agent

Price trend

Aug 2025

S$2,009/psf

Nov '22Jul '24Aug '25
Listing psfS$2,422 psf
Project avg psfS$1,802 psf
Market sample23 records

Transactions

Aug 2025Sale recordS$1,600,000(2,009 psf)
May 2025Sale recordS$2,840,000(1,954 psf)
Apr 2025Sale recordS$3,100,000(1,220 psf)
Dec 2024Sale recordS$2,800,000(2,115 psf)
Nov 2024Sale recordS$4,750,000(1,582 psf)
Oct 2024Sale recordS$2,260,000(2,165 psf)
Recent sale records23
Recent rental records642
Tenure / TOPFreehold / 2014