FLO RESIDENCE

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Hougang / Punggol / Sengkang (D19)CondoTOP: 2016

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2016
Total units530
DeveloperPublique Realty Pte Ltd (Capital Development & ZACD Investments)
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$3,436 /mo

Loan amountS$719,780 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$719,780

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$6,200 /month

S$3,436 estimated instalment

Your affordability range

S$820,000

Buyer value

S$1,228,000

Recommended

S$1,330,000

Comfortable

Buyer stamp duty

S$33,720

Legal fees (est.)

S$3,500

Total cash needed

S$545,440

Kai insight

Based on this price, the Singpass-style estimate needs about S$6,200 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration2 bed / 2 bath
Floor area786 sqft
LayoutRequest from agent

Price trend

Feb 2026

S$1,498/psf

Apr '24Feb '25Feb '26
Listing psfS$1,562 psf
Project avg psfS$1,221 psf
Market sample47 records

Transactions

Feb 2026Sale recordS$1,457,333.333(1,498.333 psf)
Jan 2026Sale recordS$1,480,000(1,463 psf)
Dec 2025Sale recordS$1,290,000(1,498 psf)
Nov 2025Sale recordS$1,430,000(1,413 psf)
Oct 2025Sale recordS$1,262,900(1,343.5 psf)
Sept 2025Sale recordS$1,636,944(1,447 psf)
Recent sale records47
Recent rental records514
Tenure / TOP99-year Leasehold / 2016
Flo Residence Condominium For Sale at $1,228,000 | Homejourney