637 HOUGANG AVENUE 8

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HOUGANG AVENUE 8 SINGAPORE 530637HDBTOP: Not listed

Key facts

Property typeHDB
TenureNot listed
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$2,272 /mo

Loan amountS$430,400 (80%)
Stress rate4.00%
Loan tenure25 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$430,400

Based on 80% LTV and valuation

Income needed (MSR 30%)

S$7,600 /month

S$2,272 estimated instalment

Your affordability range

S$460,000

Buyer value

S$538,000

Recommended

S$590,000

Comfortable

Buyer stamp duty

S$11,088

Legal fees (est.)

S$3,500

Total cash needed

S$122,188

Kai insight

Based on this price, the Singpass-style estimate needs about S$7,600 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration3 bed / 2 bath
Floor area904 sqft
LayoutRequest from agent

Price trend

Jun 2026

S$578/psf

Sept '25Feb '26Jun '26
Listing psfS$595 psf
Project avg psfS$608 psf
Market sample100 records

Transactions

Jun 20263 ROOM · 10 TO 12S$462,888(672 psf)
Jun 20263 ROOM · 04 TO 06S$410,000(595 psf)
Jun 20265 ROOM · 04 TO 06S$775,000(595 psf)
Jun 20264 ROOM · 13 TO 15S$605,888(536 psf)
Jun 20264 ROOM · 07 TO 09S$550,000(491 psf)
Jun 20264 ROOM · 01 TO 03S$550,000(487 psf)
Recent sale records100
Recent rental records0
Tenure / TOPNot listed / Not listed
637 Hougang Avenue 8 HDB For Sale at $538,000 | Homejourney