222 HOUGANG STREET 21

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Key facts

Property typeHDB
TenureNot listed
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$4,157 /mo

Loan amountS$787,579 (80%)
Stress rate4.00%
Loan tenure25 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$787,579

Based on 80% LTV and valuation

Income needed (MSR 30%)

S$13,900 /month

S$4,157 estimated instalment

Your affordability range

S$840,000

Buyer value

S$1,250,000

Recommended

S$1,350,000

Comfortable

Buyer stamp duty

S$34,600

Legal fees (est.)

S$3,500

Total cash needed

S$500,521

Kai insight

Based on this price, the Singpass-style estimate needs about S$13,900 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration4 bed / 3 bath
Floor area1,593 sqft
LayoutRequest from agent

Price trend

Aug 2026

S$726/psf

Apr '24Jun '25Aug '26
Listing psfS$785 psf
Project avg psfS$618 psf
Market sample100 records

Transactions

Aug 20265 ROOM · 07 TO 09S$1,040,000(690 psf)
Aug 2026EXECUTIVE · 07 TO 09S$1,228,000(761 psf)
Jul 2026EXECUTIVE · 01 TO 03S$1,208,000(769 psf)
Jul 2026EXECUTIVE · 07 TO 09S$1,075,000(675 psf)
May 2026EXECUTIVE · 01 TO 03S$1,232,888(734 psf)
Apr 2026EXECUTIVE · 01 TO 03S$1,085,000(650 psf)
Recent sale records100
Recent rental records0
Tenure / TOPNot listed / Not listed