205 TOA PAYOH NORTH

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TOA PAYOH NORTH SINGAPORE 310205HDBTOP: Not listed

Key facts

Property typeHDB
TenureNot listed
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$1,649 /mo

Loan amountS$312,480 (80%)
Stress rate4.00%
Loan tenure25 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$312,480

Based on 80% LTV and valuation

Income needed (MSR 30%)

S$5,500 /month

S$1,649 estimated instalment

Your affordability range

S$330,000

Buyer value

S$398,000

Recommended

S$430,000

Comfortable

Buyer stamp duty

S$6,540

Legal fees (est.)

S$3,500

Total cash needed

S$95,560

Kai insight

Based on this price, the Singpass-style estimate needs about S$5,500 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration2 bed / 1 bath
Floor area700 sqft
LayoutRequest from agent

Price trend

Jul 2026

S$550/psf

Jan '25Nov '25Jul '26
Listing psfS$569 psf
Project avg psfS$558 psf
Market sample100 records

Transactions

Jul 20263 ROOM · 10 TO 12S$385,000(550 psf)
Jun 20263 ROOM · 07 TO 09S$368,000(579 psf)
May 20263 ROOM · 10 TO 12S$428,000(612 psf)
May 20263 ROOM · 04 TO 06S$388,000(555 psf)
Apr 20263 ROOM · 01 TO 03S$380,000(543 psf)
Mar 20263 ROOM · 10 TO 12S$408,888(644 psf)
Recent sale records100
Recent rental records0
Tenure / TOPNot listed / Not listed
205 Toa Payoh North HDB For Sale at $398,000 | Homejourney