SEMI-D NEAR KOVAN MRT

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1 RICHARDS AVENUE SINGAPORE 546392LandedTOP: Not listed

Key facts

Property typeLanded
TenureNot listed
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$29,361 /mo

Loan amountS$6,150,000 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$6,150,000

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$53,400 /month

S$29,361 estimated instalment

Your affordability range

S$6,970,000

Buyer value

S$8,200,000

Recommended

S$8,860,000

Comfortable

Buyer stamp duty

S$431,600

Legal fees (est.)

S$3,500

Total cash needed

S$2,485,100

Kai insight

Based on this price, the Singpass-style estimate needs about S$53,400 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration4 bed / 6 bath
Floor area5,300 sqft
LayoutRequest from agent

Price trend

Sept 2025

S$1,479/psf

Mar '17Feb '21Sept '25
Listing psfS$1,547 psf
Project avg psfNot listed
Market sample17 records

Transactions

Sept 2025Sale recordS$1,560,000(1,479 psf)
Mar 2025Sale recordS$770,000(1,882 psf)
Aug 2024Sale recordS$1,339,000(1,499 psf)
Jul 2023Sale recordS$918,000(1,579 psf)
Jun 2023Sale recordS$2,000,000(1,290 psf)
Jun 2023Sale recordS$715,000(1,748 psf)
Recent sale records17
Recent rental records0
Tenure / TOPNot listed / Not listed