445A CLEMENTI AVENUE 3

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CLEMENTI AVENUE 3 SINGAPORE 121445HDBTOP: Not listed

Key facts

Property typeHDB
TenureNot listed
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$3,502 /mo

Loan amountS$663,450 (80%)
Stress rate4.00%
Loan tenure25 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$663,450

Based on 80% LTV and valuation

Income needed (MSR 30%)

S$11,700 /month

S$3,502 estimated instalment

Your affordability range

S$700,000

Buyer value

S$1,588,888

Recommended

S$1,720,000

Comfortable

Buyer stamp duty

S$49,044

Legal fees (est.)

S$3,500

Total cash needed

S$977,982

Kai insight

Based on this price, the Singpass-style estimate needs about S$11,700 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration3 bed / 2 bath
Floor area1,216 sqft
LayoutRequest from agent

Price trend

Jul 2026

S$646/psf

Jul '25Jan '26Jul '26
Listing psfS$1,307 psf
Project avg psfS$682 psf
Market sample100 records

Transactions

Jul 20264 ROOM · 10 TO 12S$650,000(664 psf)
Jul 20263 ROOM · 10 TO 12S$453,000(628 psf)
Jun 20264 ROOM · 01 TO 03S$780,000(805 psf)
Jun 20264 ROOM · 13 TO 15S$1,076,000(1,099 psf)
Jun 20263 ROOM · 19 TO 21S$838,000(1,128 psf)
Jun 20264 ROOM · 10 TO 12S$803,000(867 psf)
Recent sale records100
Recent rental records0
Tenure / TOPNot listed / Not listed