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Balestier / Toa Payoh (D12)CondoTOP: 2016

Key facts

Property typeCondo
TenureFreehold
TOP2016
Total units52
DeveloperWang Yang Development Pte. Ltd.
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$8,522 /mo

Loan amountS$1,785,000 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,785,000

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$15,500 /month

S$8,522 estimated instalment

Your affordability range

S$2,020,000

Buyer value

S$2,380,000

Recommended

S$2,750,000

Comfortable

Buyer stamp duty

S$96,857

Legal fees (est.)

S$3,500

Total cash needed

S$695,357

Kai insight

Based on this price, the Singpass-style estimate needs about S$15,500 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration3 bed / 2 bath
Floor area1,690 sqft
LayoutRequest from agent

Price trend

Nov 2025

S$1,641/psf

Sept '21Mar '23Nov '25
Listing psfS$1,408 psf
Project avg psfS$1,506 psf
Market sample16 records

Transactions

Nov 2025Sale recordS$830,000(1,641 psf)
Apr 2025Sale recordS$960,000(1,538 psf)
Mar 2024Sale recordS$1,460,000(1,739 psf)
Feb 2024Sale recordS$976,888(1,565 psf)
Oct 2023Sale recordS$845,000(1,635 psf)
Jun 2023Sale recordS$918,000(1,470 psf)
Recent sale records16
Recent rental records128
Tenure / TOPFreehold / 2016