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Hougang / Punggol / Sengkang (D19)CondoTOP: 1997

Key facts

Property typeCondo
Tenure999-year Leasehold
TOP1997
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$7,519 /mo

Loan amountS$1,575,000 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,575,000

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$13,700 /month

S$7,519 estimated instalment

Your affordability range

S$1,790,000

Buyer value

S$2,100,000

Recommended

S$3,530,000

Comfortable

Buyer stamp duty

S$135,773

Legal fees (est.)

S$3,500

Total cash needed

S$664,273

Kai insight

Based on this price, the Singpass-style estimate needs about S$13,700 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration4 bed / 2 bath
Floor area1,775 sqft
LayoutRequest from agent

Price trend

Nov 2024

S$1,359/psf

Apr '22Jul '24Nov '24
Listing psfS$1,183 psf
Project avg psfS$1,842 psf
Market sample6 records

Transactions

Nov 2024Sale recordS$4,250,000(1,359 psf)
Oct 2024Sale recordS$4,728,000(1,939 psf)
Jul 2024Sale recordS$4,300,944(2,116.5 psf)
Apr 2024Sale recordS$5,280,000(2,173.5 psf)
Aug 2022Sale recordS$3,280,000(1,614 psf)
Apr 2022Sale recordS$5,680,000(1,150 psf)
Recent sale records6
Recent rental records48
Tenure / TOP999-year Leasehold / 1997