THE GARDENS AT GERALD

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Key facts

Property typeLanded
Tenure999-year Leasehold
TOP2007
Total units25
DeveloperOaktree Land Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$10,991 /mo

Loan amountS$2,302,268 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$2,302,268

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$20,000 /month

S$10,991 estimated instalment

Your affordability range

S$2,610,000

Buyer value

S$3,480,000

Recommended

S$3,760,000

Comfortable

Buyer stamp duty

S$148,400

Legal fees (est.)

S$3,500

Total cash needed

S$1,329,632

Kai insight

Based on this price, the Singpass-style estimate needs about S$20,000 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration4 bed / 4 bath
Floor area3,315 sqft
LayoutRequest from agent

Price trend

Feb 2025

S$1,034/psf

Aug '23May '24Feb '25
Listing psfS$1,050 psf
Project avg psfS$926 psf
Market sample3 records

Transactions

Feb 2025Sale recordS$3,450,000(1,034 psf)
May 2024Sale recordS$3,268,000(877 psf)
Aug 2023Sale recordS$3,100,000(867 psf)
Recent sale records3
Recent rental records7
Tenure / TOP999-year Leasehold / 2007