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Hougang / Punggol / Sengkang (D19)CondoTOP: 2020

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2020
Total units628
DeveloperHoi Hup Realty Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$5,447 /mo

Loan amountS$1,140,978 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,140,978

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$9,900 /month

S$5,447 estimated instalment

Your affordability range

S$1,290,000

Buyer value

S$1,599,999

Recommended

S$1,730,000

Comfortable

Buyer stamp duty

S$49,599

Legal fees (est.)

S$3,500

Total cash needed

S$512,120

Kai insight

Based on this price, the Singpass-style estimate needs about S$9,900 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration3 bed / 3 bath
Floor area958 sqft
LayoutRequest from agent

Price trend

Mar 2026

S$1,662/psf

Oct '21Sept '25Mar '26
Listing psfS$1,670 psf
Project avg psfS$1,588 psf
Market sample14 records

Transactions

Mar 2026Sale recordS$1,782,500(1,661.5 psf)
Feb 2026Sale recordS$1,672,666.667(1,631.667 psf)
Jan 2026Sale recordS$1,699,302.063(1,638.625 psf)
Dec 2025Sale recordS$1,678,838.4(1,626 psf)
Nov 2025Sale recordS$1,676,332.571(1,624.429 psf)
Oct 2025Sale recordS$1,627,000(1,594.643 psf)
Recent sale records14
Recent rental records28
Tenure / TOP99-year Leasehold / 2020