RIVER ISLES

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Hougang / Punggol / Sengkang (D19)CondoTOP: 2016

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2016
Total units610
DeveloperQingjian Realty Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$1,998 /mo

Loan amountS$418,399 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$418,399

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$3,600 /month

S$1,998 estimated instalment

Your affordability range

S$470,000

Buyer value

S$740,000

Recommended

S$800,000

Comfortable

Buyer stamp duty

S$16,800

Legal fees (est.)

S$3,500

Total cash needed

S$341,901

Kai insight

Based on this price, the Singpass-style estimate needs about S$3,600 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration1 bed / 1 bath
Floor area441 sqft
LayoutRequest from agent

Price trend

Feb 2026

S$1,486/psf

Aug '24May '25Feb '26
Listing psfS$1,678 psf
Project avg psfS$1,265 psf
Market sample52 records

Transactions

Feb 2026Sale recordS$1,724,500(1,485.5 psf)
Dec 2025Sale recordS$1,975,000(1,637 psf)
Nov 2025Sale recordS$1,855,000(1,525.5 psf)
Oct 2025Sale recordS$1,675,333.333(1,568 psf)
Sept 2025Sale recordS$1,673,222(1,487.75 psf)
Aug 2025Sale recordS$1,400,266.667(1,506.667 psf)
Recent sale records52
Recent rental records454
Tenure / TOP99-year Leasehold / 2016