PALM GROVE REGENCY

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Hougang / Punggol / Sengkang (D19)LandedTOP: 2008

Key facts

Property typeLanded
Tenure999-year Leasehold
TOP2008
Total units20
DeveloperFragrance Land Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$9,569 /mo

Loan amountS$2,004,263 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$2,004,263

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$17,400 /month

S$9,569 estimated instalment

Your affordability range

S$2,270,000

Buyer value

S$3,699,999

Recommended

S$4,000,000

Comfortable

Buyer stamp duty

S$161,599

Legal fees (est.)

S$3,500

Total cash needed

S$1,860,835

Kai insight

Based on this price, the Singpass-style estimate needs about S$17,400 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration5 bed / 5 bath
Floor area2,927 sqft
LayoutRequest from agent

Price trend

Nov 2025

S$1,100/psf

Aug '21Nov '21Nov '25
Listing psfS$1,264 psf
Project avg psfS$913 psf
Market sample4 records

Transactions

Nov 2025Sale recordS$3,220,000(1,100 psf)
Nov 2021Sale recordS$2,578,000(900 psf)
Sept 2021Sale recordS$2,630,000(892 psf)
Aug 2021Sale recordS$2,180,000(761 psf)
Recent sale records4
Recent rental records6
Tenure / TOP999-year Leasehold / 2008