MIDTOWN RESIDENCES

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Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2016
Total units160
DeveloperOxley-Lian Beng Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$2,721 /mo

Loan amountS$570,000 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$570,000

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$4,900 /month

S$2,721 estimated instalment

Your affordability range

S$650,000

Buyer value

S$760,000

Recommended

S$820,000

Comfortable

Buyer stamp duty

S$17,400

Legal fees (est.)

S$3,500

Total cash needed

S$210,900

Kai insight

Based on this price, the Singpass-style estimate needs about S$4,900 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration1 bed / 1 bath
Floor area452 sqft
LayoutRequest from agent

Price trend

Jun 2026

S$3,286/mo

Jan '25Oct '25Jun '26
Listing psfS$1,681 psf
Project avg psfNot listed
Market sample333 records

Transactions

Jun 20263 BR · 600-700 · UPPER SERANGOON ROADS$3,600
Jun 20263 BR · 600-700 · UPPER SERANGOON ROADS$3,400
Jun 20262 BR · 600-700 · UPPER SERANGOON ROADS$3,300
Jun 20261 BR · 400-500 · UPPER SERANGOON ROADS$3,100
Jun 20261 BR · 400-500 · UPPER SERANGOON ROADS$2,800
Jun 20261 BR · 400-500 · UPPER SERANGOON ROADS$2,500
Recent sale records0
Recent rental records333
Tenure / TOP99-year Leasehold / 2016