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Clementi Park / Upper Bukit Timah (D21)CondoTOP: 1998

Key facts

Property typeCondo
TenureFreehold
TOP1998
Total units928
DeveloperCity Development Limited
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$5,952 /mo

Loan amountS$1,246,781 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,246,781

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$10,800 /month

S$5,952 estimated instalment

Your affordability range

S$1,410,000

Buyer value

S$1,968,000

Recommended

S$2,130,000

Comfortable

Buyer stamp duty

S$68,000

Legal fees (est.)

S$3,500

Total cash needed

S$792,719

Kai insight

Based on this price, the Singpass-style estimate needs about S$10,800 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration2 bed / 2 bath
Floor area1,023 sqft
LayoutRequest from agent

Price trend

Feb 2026

S$1,773/psf

Apr '24Apr '25Feb '26
Listing psfS$1,924 psf
Project avg psfS$1,625 psf
Market sample45 records

Transactions

Feb 2026Sale recordS$1,870,000(1,773 psf)
Jan 2026Sale recordS$2,470,000(1,783 psf)
Dec 2025Sale recordS$2,150,000(1,747 psf)
Nov 2025Sale recordS$2,350,142.857(1,739.429 psf)
Oct 2025Sale recordS$2,199,629.333(1,721.667 psf)
Sept 2025Sale recordS$2,480,000(1,770 psf)
Recent sale records45
Recent rental records956
Tenure / TOPFreehold / 1998