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Clementi Park / Upper Bukit Timah (D21)CondoTOP: 1989

Key facts

Property typeCondo
TenureFreehold
TOP1989
Total units8
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$6,015 /mo

Loan amountS$1,259,929 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,259,929

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$10,900 /month

S$6,015 estimated instalment

Your affordability range

S$1,430,000

Buyer value

S$2,400,000

Recommended

S$2,590,000

Comfortable

Buyer stamp duty

S$89,600

Legal fees (est.)

S$3,500

Total cash needed

S$1,233,171

Kai insight

Based on this price, the Singpass-style estimate needs about S$10,900 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration3 bed / 2 bath
Floor area1,249 sqft
LayoutRequest from agent

Price trend

Oct 2025

S$1,483/psf

Mar '22Jun '22Oct '25
Listing psfS$1,922 psf
Project avg psfS$1,345 psf
Market sample3 records

Transactions

Oct 2025Sale recordS$1,820,000(1,483 psf)
Jun 2022Sale recordS$1,700,000(1,361 psf)
Mar 2022Sale recordS$1,500,000(1,191 psf)
Recent sale records3
Recent rental records6
Tenure / TOPFreehold / 1989