RITZ @ FARRER

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Farrer Park / Serangoon Rd (D08)CondoTOP: 2016

Key facts

Property typeCondo
TenureFreehold
TOP2016
Total units18
DeveloperONE42 Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$6,617 /mo

Loan amountS$1,386,000 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,386,000

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$12,000 /month

S$6,617 estimated instalment

Your affordability range

S$1,570,000

Buyer value

S$1,848,000

Recommended

S$2,000,000

Comfortable

Buyer stamp duty

S$62,000

Legal fees (est.)

S$3,500

Total cash needed

S$527,500

Kai insight

Based on this price, the Singpass-style estimate needs about S$12,000 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration2 bed / 2 bath
Floor area1,098 sqft
LayoutRequest from agent

Price trend

May 2026

S$4,250/mo

Dec '22May '24May '26
Listing psfS$1,683 psf
Project avg psfNot listed
Market sample47 records

Transactions

May 20263 BR · 700-800 · RACE COURSE ROADS$4,250
Apr 20263 BR · 800-900 · RACE COURSE ROADS$4,500
Nov 20251 BR · 500-600 · RACE COURSE ROADS$4,000
Oct 20251 BR · 700-800 · RACE COURSE ROADS$4,200
Oct 20251 BR · 700-800 · RACE COURSE ROADS$3,800
Oct 20251 BR · 500-600 · RACE COURSE ROADS$3,150
Recent sale records0
Recent rental records47
Tenure / TOPFreehold / 2016