MIDTOWN MODERN

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Beach Road / Bugis / Rochor (D07)CondoTOP: 2024

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2024
Total units558
DeveloperGuocoland and Hong Leong Holdings Limited
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$4,345 /mo

Loan amountS$910,127 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$910,127

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$7,900 /month

S$4,345 estimated instalment

Your affordability range

S$1,030,000

Buyer value

S$1,399,999

Recommended

S$1,510,000

Comfortable

Buyer stamp duty

S$40,599

Legal fees (est.)

S$3,500

Total cash needed

S$533,971

Kai insight

Based on this price, the Singpass-style estimate needs about S$7,900 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration1 bed / 1 bath
Floor area409 sqft
LayoutRequest from agent

Price trend

Feb 2026

S$3,178/psf

Feb '24Mar '25Feb '26
Listing psfS$3,423 psf
Project avg psfS$2,967 psf
Market sample49 records

Transactions

Feb 2026Sale recordS$1,300,000(3,178 psf)
Jan 2026Sale recordS$3,240,000(3,040 psf)
Dec 2025Sale recordS$2,382,000(2,891.667 psf)
Nov 2025Sale recordS$2,932,500(2,976.5 psf)
Oct 2025Sale recordS$3,150,000(2,956 psf)
Sept 2025Sale recordS$3,366,666.667(3,131.333 psf)
Recent sale records49
Recent rental records279
Tenure / TOP99-year Leasehold / 2024
Midtown Modern Condominium For Sale at $1,399,999 | Homejourney