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Hougang / Punggol / Sengkang (D19)CondoTOP: 2016

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2016
Total units512
DeveloperQingjian Realty (Punggol Way) Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$2,850 /mo

Loan amountS$597,038 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$597,038

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$5,200 /month

S$2,850 estimated instalment

Your affordability range

S$680,000

Buyer value

S$900,000

Recommended

S$970,000

Comfortable

Buyer stamp duty

S$21,600

Legal fees (est.)

S$3,500

Total cash needed

S$328,062

Kai insight

Based on this price, the Singpass-style estimate needs about S$5,200 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration1 bed / 1 bath
Floor area549 sqft
LayoutRequest from agent

Price trend

Mar 2026

S$1,569/psf

Oct '24Jul '25Mar '26
Listing psfS$1,639 psf
Project avg psfS$1,450 psf
Market sample57 records

Transactions

Mar 2026Sale recordS$1,167,500(1,569 psf)
Feb 2026Sale recordS$2,280,000(1,209 psf)
Jan 2026Sale recordS$1,354,962.667(1,625.667 psf)
Dec 2025Sale recordS$910,000(1,510 psf)
Nov 2025Sale recordS$991,000(1,524.667 psf)
Oct 2025Sale recordS$923,000(1,453 psf)
Recent sale records57
Recent rental records1000
Tenure / TOP99-year Leasehold / 2016