MILL CREEK

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Key facts

Property typeCondo
TenureFreehold
TOP2012
Total units18
DeveloperDSL Properties Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$6,624 /mo

Loan amountS$1,387,500 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,387,500

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$12,000 /month

S$6,624 estimated instalment

Your affordability range

S$1,570,000

Buyer value

S$1,850,000

Recommended

S$2,040,000

Comfortable

Buyer stamp duty

S$64,040

Legal fees (est.)

S$3,500

Total cash needed

S$530,040

Kai insight

Based on this price, the Singpass-style estimate needs about S$12,000 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration2 bed / 2 bath
Floor area1,561 sqft
LayoutRequest from agent

Price trend

Nov 2023

S$1,206/psf

Dec '21Dec '22Nov '23
Listing psfS$1,185 psf
Project avg psfS$1,210 psf
Market sample3 records

Transactions

Nov 2023Sale recordS$1,350,000(1,206 psf)
Dec 2022Sale recordS$1,125,000(1,230 psf)
Dec 2021Sale recordS$925,888(1,195 psf)
Recent sale records3
Recent rental records47
Tenure / TOPFreehold / 2012