RIPPLE BAY

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Pasir Ris / Tampines (D18)CondoTOP: 2016

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2016
Total units679
DeveloperMCL Land Limited
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$4,939 /mo

Loan amountS$1,034,553 (75%)
Stress rate4.00%
Loan tenure30 years
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MRT & Schools(within 1km)

MCR4 Pasir Ris East MRT Station
Nearby
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,034,553

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$9,000 /month

S$4,939 estimated instalment

Your affordability range

S$1,170,000

Buyer value

S$1,690,000

Recommended

S$1,830,000

Comfortable

Buyer stamp duty

S$54,100

Legal fees (est.)

S$3,500

Total cash needed

S$713,047

Kai insight

Based on this price, the Singpass-style estimate needs about S$9,000 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration3 bed / 3 bath
Floor area1,066 sqft
LayoutRequest from agent

Price trend

Aug 2024S$/psfJan 2026
Listing psfS$1,585 psf
Project avg psfS$1,294 psf
Market sample184 records

Transactions

Jan 202606-10S$1,315,000(1,721 psf)
Dec 202506-10S$1,635,000(1,406 psf)
Dec 202511-15S$1,710,000(1,471 psf)
Dec 202501-05S$1,040,000(1,342 psf)
Nov 202506-10S$1,315,000(1,721 psf)
Nov 202501-05S$1,260,000(1,272 psf)
Recent sale records184
Recent rental records860
Tenure / TOP99-year Leasehold / 2016
Ripple Bay Condominium For Sale at $1,690,000 | Homejourney