21 JOO SENG ROAD

Save
JOO SENG ROAD SINGAPORE 360021HDBTOP: Not listed

Key facts

Property typeHDB
TenureNot listed
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$4,781 /mo

Loan amountS$905,690 (80%)
Stress rate4.00%
Loan tenure25 years
See financing eligibility

Search on other sites

4 portals

Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

Check eligibility

Maximum loan amount

S$905,690

Based on 80% LTV and valuation

Income needed (MSR 30%)

S$15,900 /month

S$4,781 estimated instalment

Your affordability range

S$960,000

Buyer value

S$1,248,000

Recommended

S$1,350,000

Comfortable

Buyer stamp duty

S$34,520

Legal fees (est.)

S$3,500

Total cash needed

S$380,330

Kai insight

Based on this price, the Singpass-style estimate needs about S$15,900 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration4 bed / 3 bath
Floor area1,636 sqft
LayoutRequest from agent

Price trend

Jul 2026

S$779/psf

Nov '24Sept '25Jul '26
Listing psfS$763 psf
Project avg psfS$692 psf
Market sample100 records

Transactions

Jul 2026EXECUTIVE · 07 TO 09S$980,000(624 psf)
Jul 20264 ROOM · 07 TO 09S$935,000(934 psf)
May 20264 ROOM · 04 TO 06S$590,000(532 psf)
May 20265 ROOM · 16 TO 18S$785,888(594 psf)
May 20264 ROOM · 13 TO 15S$920,000(919 psf)
May 20264 ROOM · 07 TO 09S$700,000(638 psf)
Recent sale records100
Recent rental records0
Tenure / TOPNot listed / Not listed
21 Joo Seng Road HDB For Sale at $1,248,000 | Homejourney