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Balestier / Toa Payoh (D12)CondoTOP: 2004

Key facts

Property typeCondo
TenureFreehold
TOP2004
Total units73
DeveloperKeng Hoe Development Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$5,165 /mo

Loan amountS$1,081,782 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,081,782

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$9,400 /month

S$5,165 estimated instalment

Your affordability range

S$1,230,000

Buyer value

S$1,520,000

Recommended

S$1,640,000

Comfortable

Buyer stamp duty

S$45,600

Legal fees (est.)

S$3,500

Total cash needed

S$487,318

Kai insight

Based on this price, the Singpass-style estimate needs about S$9,400 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration2 bed / 2 bath
Floor area936 sqft
LayoutRequest from agent

Price trend

Jan 2026

S$1,490/psf

Jun '23May '24Jan '26
Listing psfS$1,624 psf
Project avg psfS$1,541 psf
Market sample6 records

Transactions

Jan 2026Sale recordS$1,395,000(1,490 psf)
Sept 2025Sale recordS$1,856,000(1,513 psf)
May 2024Sale recordS$2,470,000(1,382 psf)
Jan 2024Sale recordS$1,450,000(1,548 psf)
Nov 2023Sale recordS$1,573,000(1,680 psf)
Jun 2023Sale recordS$1,528,000(1,632 psf)
Recent sale records6
Recent rental records78
Tenure / TOPFreehold / 2004