296 PUNGGOL CENTRAL

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PUNGGOL CENTRAL SINGAPORE 820296HDBTOP: Not listed

Key facts

Property typeHDB
TenureNot listed
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$3,243 /mo

Loan amountS$614,400 (80%)
Stress rate4.00%
Loan tenure25 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$614,400

Based on 80% LTV and valuation

Income needed (MSR 30%)

S$10,800 /month

S$3,243 estimated instalment

Your affordability range

S$650,000

Buyer value

S$768,000

Recommended

S$920,000

Comfortable

Buyer stamp duty

S$20,245

Legal fees (est.)

S$3,500

Total cash needed

S$177,345

Kai insight

Based on this price, the Singpass-style estimate needs about S$10,800 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration3 bed / 1 bath
Floor area1,184 sqft
LayoutRequest from agent

Price trend

Jul 2026

S$606/psf

Sept '25Feb '26Jul '26
Listing psfS$649 psf
Project avg psfS$722 psf
Market sample100 records

Transactions

Jul 20265 ROOM · 04 TO 06S$680,000(554 psf)
Jul 20264 ROOM · 04 TO 06S$675,000(674 psf)
Jul 20265 ROOM · 16 TO 18S$700,000(591 psf)
Jul 20265 ROOM · 16 TO 18S$725,000(612 psf)
Jul 20264 ROOM · 07 TO 09S$666,000(651 psf)
Jul 20265 ROOM · 07 TO 09S$715,000(583 psf)
Recent sale records100
Recent rental records0
Tenure / TOPNot listed / Not listed