MERA GARDENS

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Dairy Farm / Bukit Panjang / Choa Chu Kang (D23)LandedTOP: 1998

Key facts

Property typeLanded
Tenure99-year Leasehold
TOP1998
Total units123
DeveloperMalayan Credit Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$11,100 /mo

Loan amountS$2,325,000 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$2,325,000

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$20,200 /month

S$11,100 estimated instalment

Your affordability range

S$2,640,000

Buyer value

S$3,100,000

Recommended

S$3,680,000

Comfortable

Buyer stamp duty

S$144,014

Legal fees (est.)

S$3,500

Total cash needed

S$922,514

Kai insight

Based on this price, the Singpass-style estimate needs about S$20,200 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration5 bed / 5 bath
Floor area3,100 sqft
LayoutRequest from agent

Price trend

Dec 2025

S$1,089/psf

Jul '21Jun '23Dec '25
Listing psfS$1,000 psf
Project avg psfS$1,099 psf
Market sample16 records

Transactions

Dec 2025Sale recordS$6,500,000(1,089 psf)
Jun 2025Sale recordS$2,800,000(1,690 psf)
Sept 2024Sale recordS$3,850,000(649 psf)
Mar 2024Sale recordS$2,750,000(1,705 psf)
Feb 2024Sale recordS$5,250,000(705 psf)
Nov 2023Sale recordS$2,750,000(1,470 psf)
Recent sale records16
Recent rental records22
Tenure / TOP99-year Leasehold / 1998