THE RICHMOND

Save
Balestier / Toa Payoh (D12)CondoTOP: 1999

Key facts

Property typeCondo
TenureFreehold
TOP1999
Total units38
DeveloperTrio - United Realty Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$7,519 /mo

Loan amountS$1,575,000 (75%)
Stress rate4.00%
Loan tenure30 years
See financing eligibility

Search on other sites

4 portals

Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

Check eligibility

Maximum loan amount

S$1,575,000

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$13,700 /month

S$7,519 estimated instalment

Your affordability range

S$1,790,000

Buyer value

S$2,100,000

Recommended

S$2,270,000

Comfortable

Buyer stamp duty

S$74,600

Legal fees (est.)

S$3,500

Total cash needed

S$603,100

Kai insight

Based on this price, the Singpass-style estimate needs about S$13,700 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration3 bed / 2 bath
Floor area1,249 sqft
LayoutRequest from agent

Price trend

May 2026

S$4,200/mo

Apr '20Apr '23May '26
Listing psfS$1,681 psf
Project avg psfNot listed
Market sample20 records

Transactions

May 20263 BR · 1200-1300 · ST. MICHAEL'S ROADS$4,200
Oct 20253 BR · 1200-1300 · ST. MICHAEL'S ROADS$5,400
Sept 20253 BR · 1200-1300 · ST. MICHAEL'S ROADS$4,200
Aug 20253 BR · 1200-1300 · ST. MICHAEL'S ROADS$5,500
May 20253 BR · 1200-1300 · ST. MICHAEL'S ROADS$4,800
Sept 2024700-800 · ST. MICHAEL'S ROADS$2,750
Recent sale records0
Recent rental records20
Tenure / TOPFreehold / 1999
The Richmond Condominium For Sale at $2,100,000 | Homejourney