8 SAINT THOMAS

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Key facts

Property typeCondo
TenureFreehold
TOP2018
Total units250
DeveloperBukit Sembawang Estates Limited
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$17,615 /mo

Loan amountS$3,689,693 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$3,689,693

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$32,000 /month

S$17,615 estimated instalment

Your affordability range

S$4,180,000

Buyer value

S$4,999,999

Recommended

S$5,400,000

Comfortable

Buyer stamp duty

S$239,599

Legal fees (est.)

S$3,500

Total cash needed

S$1,553,405

Kai insight

Based on this price, the Singpass-style estimate needs about S$32,000 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration4 bed / 3 bath
Floor area1,690 sqft
LayoutRequest from agent

Price trend

Dec 2025

S$2,856/psf

Aug '21Dec '24Dec '25
Listing psfS$2,959 psf
Project avg psfS$2,911 psf
Market sample14 records

Transactions

Dec 2025Sale recordS$2,490,000(2,856 psf)
Sept 2025Sale recordS$4,068,000(3,123 psf)
Aug 2025Sale recordS$2,480,000(3,072 psf)
Jul 2025Sale recordS$2,813,888(2,695 psf)
May 2025Sale recordS$2,700,000(3,097 psf)
Mar 2025Sale recordS$3,980,000(3,056 psf)
Recent sale records14
Recent rental records492
Tenure / TOPFreehold / 2018
8 Saint Thomas Condominium For Sale at $4,999,999 | Homejourney