345 KANG CHING ROAD

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KANG CHING ROAD SINGAPORE 610345HDBTOP: Not listed

Key facts

Property typeHDB
TenureNot listed
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$2,322 /mo

Loan amountS$440,000 (80%)
Stress rate4.00%
Loan tenure25 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$440,000

Based on 80% LTV and valuation

Income needed (MSR 30%)

S$7,700 /month

S$2,322 estimated instalment

Your affordability range

S$470,000

Buyer value

S$550,000

Recommended

S$790,000

Comfortable

Buyer stamp duty

S$16,406

Legal fees (est.)

S$3,500

Total cash needed

S$129,906

Kai insight

Based on this price, the Singpass-style estimate needs about S$7,700 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration3 bed / 2 bath
Floor area1,098 sqft
LayoutRequest from agent

Price trend

Jun 2026

S$556/psf

Jan '25Oct '25Jun '26
Listing psfS$501 psf
Project avg psfS$662 psf
Market sample100 records

Transactions

Jun 20264 ROOM · 01 TO 03S$530,000(483 psf)
Jun 20264 ROOM · 01 TO 03S$588,000(530 psf)
Jun 20264 ROOM · 04 TO 06S$628,000(656 psf)
May 20264 ROOM · 04 TO 06S$553,000(504 psf)
May 20264 ROOM · 19 TO 21S$670,000(699 psf)
May 20263 ROOM · 04 TO 06S$460,000(638 psf)
Recent sale records100
Recent rental records0
Tenure / TOPNot listed / Not listed
345 Kang Ching Road HDB For Sale at $550,000 | Homejourney