CHARLTON RESIDENCES

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Hougang / Punggol / Sengkang (D19)LandedTOP: Not listed

Key facts

Property typeLanded
TenureFreehold
TOPNot listed
Total units21
DeveloperCharlton Residences Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$15,410 /mo

Loan amountS$3,227,726 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$3,227,726

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$28,000 /month

S$15,410 estimated instalment

Your affordability range

S$3,660,000

Buyer value

S$5,500,000

Recommended

S$5,940,000

Comfortable

Buyer stamp duty

S$269,600

Legal fees (est.)

S$3,500

Total cash needed

S$2,545,374

Kai insight

Based on this price, the Singpass-style estimate needs about S$28,000 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration6 bed / 6 bath
Floor area7,233 sqft
LayoutRequest from agent

Price trend

Dec 2025

S$815/psf

Jul '21May '22Dec '25
Listing psfS$760 psf
Project avg psfS$595 psf
Market sample6 records

Transactions

Dec 2025Sale recordS$4,360,000(815 psf)
Jul 2022Sale recordS$3,288,888(615 psf)
May 2022Sale recordS$3,360,000(628 psf)
Dec 2021Sale recordS$3,700,000(508 psf)
Nov 2021Sale recordS$3,054,000(571 psf)
Jul 2021Sale recordS$3,500,000(455 psf)
Recent sale records6
Recent rental records26
Tenure / TOPFreehold / Not listed