HAUS@SERANGOON GARDEN

Save
Hougang / Punggol / Sengkang (D19)LandedTOP: 2016

Key facts

Property typeLanded
Tenure99-year Leasehold
TOP2016
Total units97
DeveloperSparkland Holdings Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$17,473 /mo

Loan amountS$3,660,000 (75%)
Stress rate4.00%
Loan tenure30 years
See financing eligibility

Search on other sites

4 portals

Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

Check eligibility

Maximum loan amount

S$3,660,000

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$31,800 /month

S$17,473 estimated instalment

Your affordability range

S$4,150,000

Buyer value

S$4,880,000

Recommended

S$6,730,000

Comfortable

Buyer stamp duty

S$313,470

Legal fees (est.)

S$3,500

Total cash needed

S$1,536,970

Kai insight

Based on this price, the Singpass-style estimate needs about S$31,800 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration5 bed / 5 bath
Floor area3,606 sqft
LayoutRequest from agent

Price trend

Feb 2026

S$2,192/psf

Jul '21May '23Feb '26
Listing psfS$1,353 psf
Project avg psfS$1,728 psf
Market sample18 records

Transactions

Feb 2026Sale recordS$3,538,888(2,192 psf)
Dec 2025Sale recordS$3,865,000(2,039.5 psf)
Nov 2025Sale recordS$3,880,000(1,507 psf)
Aug 2025Sale recordS$3,480,000(2,155 psf)
Dec 2024Sale recordS$3,330,000(2,062 psf)
Nov 2024Sale recordS$3,415,000(1,750.5 psf)
Recent sale records18
Recent rental records59
Tenure / TOP99-year Leasehold / 2016