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Balestier / Toa Payoh (D12)CondoTOP: 2012

Key facts

Property typeCondo
TenureFreehold
TOP2012
Total units104
DeveloperLakeview Investments Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$5,593 /mo

Loan amountS$1,171,584 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,171,584

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$10,200 /month

S$5,593 estimated instalment

Your affordability range

S$1,330,000

Buyer value

S$1,700,000

Recommended

S$1,840,000

Comfortable

Buyer stamp duty

S$54,600

Legal fees (est.)

S$3,500

Total cash needed

S$586,516

Kai insight

Based on this price, the Singpass-style estimate needs about S$10,200 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration2 bed / 2 bath
Floor area904 sqft
LayoutRequest from agent

Price trend

Feb 2026

S$1,939/psf

Jul '21Jun '23Feb '26
Listing psfS$1,881 psf
Project avg psfS$1,728 psf
Market sample18 records

Transactions

Feb 2026Sale recordS$2,650,000(1,939 psf)
Aug 2025Sale recordS$2,155,000(1,798.5 psf)
Jul 2025Sale recordS$2,730,000(1,997 psf)
Sept 2024Sale recordS$3,880,000(1,392 psf)
Mar 2024Sale recordS$1,640,000(1,814 psf)
Dec 2023Sale recordS$1,650,000(1,825 psf)
Recent sale records18
Recent rental records248
Tenure / TOPFreehold / 2012