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Balestier / Toa Payoh (D12)CondoTOP: 1974

Key facts

Property typeCondo
TenureFreehold
TOP1974
Total units42
DeveloperSB Development Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$7,604 /mo

Loan amountS$1,592,667 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,592,667

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$13,800 /month

S$7,604 estimated instalment

Your affordability range

S$1,810,000

Buyer value

S$2,500,000

Recommended

S$2,700,000

Comfortable

Buyer stamp duty

S$94,600

Legal fees (est.)

S$3,500

Total cash needed

S$1,005,433

Kai insight

Based on this price, the Singpass-style estimate needs about S$13,800 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration7 bed / 5 bath
Floor area1,959 sqft
LayoutRequest from agent

Price trend

Jul 2023

S$1,223/psf

Aug '22Jul '23
Listing psfS$1,276 psf
Project avg psfS$1,084 psf
Market sample2 records

Transactions

Jul 2023Sale recordS$2,290,000(1,223 psf)
Aug 2022Sale recordS$1,850,000(944 psf)
Recent sale records2
Recent rental records41
Tenure / TOPFreehold / 1974
Public Mansion Condominium For Sale at $2,500,000 | Homejourney