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Dairy Farm / Bukit Panjang / Choa Chu Kang (D23)CondoTOP: 1997

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP1997
Total units396
DeveloperCapitaLand Residential
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$4,630 /mo

Loan amountS$969,822 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$969,822

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$8,400 /month

S$4,630 estimated instalment

Your affordability range

S$1,100,000

Buyer value

S$1,420,000

Recommended

S$1,530,000

Comfortable

Buyer stamp duty

S$41,400

Legal fees (est.)

S$3,500

Total cash needed

S$495,078

Kai insight

Based on this price, the Singpass-style estimate needs about S$8,400 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration3 bed / 3 bath
Floor area1,432 sqft
LayoutRequest from agent

Price trend

Mar 2026

S$985/psf

Nov '23Mar '25Mar '26
Listing psfS$992 psf
Project avg psfS$903 psf
Market sample33 records

Transactions

Mar 2026Sale recordS$1,240,000(985 psf)
Jan 2026Sale recordS$1,310,000(1,040 psf)
Sept 2025Sale recordS$1,520,000(1,086 psf)
Aug 2025Sale recordS$1,410,000(1,000 psf)
Jul 2025Sale recordS$1,518,888(1,077 psf)
Jun 2025Sale recordS$1,275,000(1,012.5 psf)
Recent sale records33
Recent rental records90
Tenure / TOP99-year Leasehold / 1997