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Balestier / Toa Payoh (D12)CondoTOP: 2012

Key facts

Property typeCondo
TenureFreehold
TOP2012
Total units48
DeveloperRoxy Homes Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$6,715 /mo

Loan amountS$1,406,538 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

Check eligibility

Maximum loan amount

S$1,406,538

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$12,200 /month

S$6,715 estimated instalment

Your affordability range

S$1,590,000

Buyer value

S$2,500,000

Recommended

S$2,700,000

Comfortable

Buyer stamp duty

S$94,600

Legal fees (est.)

S$3,500

Total cash needed

S$1,191,562

Kai insight

Based on this price, the Singpass-style estimate needs about S$12,200 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration3 bed / 3 bath
Floor area1,098 sqft
LayoutRequest from agent

Price trend

Oct 2025

S$1,730/psf

Aug '22Feb '24Oct '25
Listing psfS$2,277 psf
Project avg psfS$1,708 psf
Market sample9 records

Transactions

Oct 2025Sale recordS$1,490,000(1,730 psf)
Sept 2025Sale recordS$2,080,000(1,806 psf)
Sept 2024Sale recordS$1,900,000(1,731 psf)
Apr 2024Sale recordS$1,480,000(1,719 psf)
Feb 2024Sale recordS$1,630,000(1,741 psf)
Oct 2023Sale recordS$1,750,000(1,642 psf)
Recent sale records9
Recent rental records77
Tenure / TOPFreehold / 2012