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Hougang / Punggol / Sengkang (D19)CondoTOP: 2013

Key facts

Property typeCondo
Tenure999-year Leasehold
TOP2013
Total units16
DeveloperKDC (Kovan) Development Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$4,061 /mo

Loan amountS$850,704 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$850,704

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$7,400 /month

S$4,061 estimated instalment

Your affordability range

S$960,000

Buyer value

S$1,380,000

Recommended

S$1,490,000

Comfortable

Buyer stamp duty

S$39,800

Legal fees (est.)

S$3,500

Total cash needed

S$572,596

Kai insight

Based on this price, the Singpass-style estimate needs about S$7,400 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration2 bed / 2 bath
Floor area958 sqft
LayoutRequest from agent

Price trend

Jul 2025

S$1,230/psf

Aug '21Sept '22Jul '25
Listing psfS$1,441 psf
Project avg psfS$1,184 psf
Market sample7 records

Transactions

Jul 2025Sale recordS$2,105,000(1,230 psf)
Sept 2024Sale recordS$1,280,000(1,321 psf)
Apr 2024Sale recordS$1,260,000(1,272 psf)
Sept 2022Sale recordS$1,199,999(1,253 psf)
Jul 2022Sale recordS$1,170,000(1,221 psf)
May 2022Sale recordS$1,752,500(969 psf)
Recent sale records7
Recent rental records22
Tenure / TOP999-year Leasehold / 2013