22 SIN MING ROAD

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SIN MING ROAD SINGAPORE 570022HDBTOP: Not listed

Key facts

Property typeHDB
TenureNot listed
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$1,541 /mo

Loan amountS$292,000 (80%)
Stress rate4.00%
Loan tenure25 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$292,000

Based on 80% LTV and valuation

Income needed (MSR 30%)

S$5,100 /month

S$1,541 estimated instalment

Your affordability range

S$310,000

Buyer value

S$365,000

Recommended

S$400,000

Comfortable

Buyer stamp duty

S$5,755

Legal fees (est.)

S$3,500

Total cash needed

S$82,255

Kai insight

Based on this price, the Singpass-style estimate needs about S$5,100 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration2 bed / 2 bath
Floor area732 sqft
LayoutRequest from agent

Price trend

Jul 2026

S$495/psf

May '24Jul '25Jul '26
Listing psfS$499 psf
Project avg psfS$508 psf
Market sample100 records

Transactions

Jul 20263 ROOM · 04 TO 06S$350,000(478 psf)
Jul 20264 ROOM · 04 TO 06S$515,000(544 psf)
Jul 20263 ROOM · 01 TO 03S$338,000(462 psf)
May 20264 ROOM · 10 TO 12S$460,000(486 psf)
Apr 20264 ROOM · 10 TO 12S$520,000(549 psf)
Mar 20263 ROOM · 10 TO 12S$437,000(625 psf)
Recent sale records100
Recent rental records0
Tenure / TOPNot listed / Not listed