130B LORONG 1 TOA PAYOH

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LORONG 1 TOA PAYOH SINGAPORE 312130HDBTOP: Not listed

Key facts

Property typeHDB
TenureNot listed
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$2,490 /mo

Loan amountS$471,671 (80%)
Stress rate4.00%
Loan tenure25 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$471,671

Based on 80% LTV and valuation

Income needed (MSR 30%)

S$8,300 /month

S$2,490 estimated instalment

Your affordability range

S$500,000

Buyer value

S$1,300,000

Recommended

S$1,400,000

Comfortable

Buyer stamp duty

S$36,600

Legal fees (est.)

S$3,500

Total cash needed

S$868,429

Kai insight

Based on this price, the Singpass-style estimate needs about S$8,300 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration3 bed / 2 bath
Floor area1,001 sqft
LayoutRequest from agent

Price trend

Jun 2026

S$697/psf

Oct '25Feb '26Jun '26
Listing psfS$1,299 psf
Project avg psfS$589 psf
Market sample100 records

Transactions

Jun 20263 ROOM · 04 TO 06S$360,000(499 psf)
Jun 20263 ROOM · 04 TO 06S$330,000(458 psf)
Jun 20264 ROOM · 01 TO 03S$1,020,000(1,019 psf)
Jun 20263 ROOM · 04 TO 06S$330,000(458 psf)
Jun 20263 ROOM · 04 TO 06S$370,000(513 psf)
Jun 20263 ROOM · 31 TO 33S$830,000(1,134 psf)
Recent sale records100
Recent rental records0
Tenure / TOPNot listed / Not listed