185 BOON LAY AVENUE

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BOON LAY AVENUE SINGAPORE 640185HDBTOP: Not listed

Key facts

Property typeHDB
TenureNot listed
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$1,372 /mo

Loan amountS$260,000 (80%)
Stress rate4.00%
Loan tenure25 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$260,000

Based on 80% LTV and valuation

Income needed (MSR 30%)

S$4,600 /month

S$1,372 estimated instalment

Your affordability range

S$280,000

Buyer value

S$325,000

Recommended

S$390,000

Comfortable

Buyer stamp duty

S$5,388

Legal fees (est.)

S$3,500

Total cash needed

S$73,888

Kai insight

Based on this price, the Singpass-style estimate needs about S$4,600 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration2 bed / 1 bath
Floor area635 sqft
LayoutRequest from agent

Price trend

Jul 2026

S$552/psf

May '25Dec '25Jul '26
Listing psfS$512 psf
Project avg psfS$566 psf
Market sample100 records

Transactions

Jul 20263 ROOM · 16 TO 18S$300,000(472 psf)
Jul 20264 ROOM · 16 TO 18S$612,000(618 psf)
Jul 20264 ROOM · 04 TO 06S$613,000(619 psf)
Jul 20263 ROOM · 04 TO 06S$295,000(465 psf)
Jul 20264 ROOM · 04 TO 06S$580,000(586 psf)
Jun 20264 ROOM · 10 TO 12S$660,000(652 psf)
Recent sale records100
Recent rental records0
Tenure / TOPNot listed / Not listed
185 Boon Lay Avenue HDB For Sale at $325,000 | Homejourney