KINGSFORD WATERBAY

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Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2018
Total units1,165
DeveloperKingsford Property Development Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$5,306 /mo

Loan amountS$1,111,305 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,111,305

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$9,600 /month

S$5,306 estimated instalment

Your affordability range

S$1,260,000

Buyer value

S$1,580,000

Recommended

S$1,710,000

Comfortable

Buyer stamp duty

S$48,600

Legal fees (est.)

S$3,500

Total cash needed

S$520,795

Kai insight

Based on this price, the Singpass-style estimate needs about S$9,600 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration3 bed / 2 bath
Floor area1,066 sqft
LayoutRequest from agent

Price trend

Mar 2026

S$1,537/psf

Oct '24Jul '25Mar '26
Listing psfS$1,482 psf
Project avg psfS$1,390 psf
Market sample55 records

Transactions

Mar 2026Sale recordS$895,444(1,537 psf)
Feb 2026Sale recordS$1,298,592(1,513.333 psf)
Jan 2026Sale recordS$826,000(1,502.667 psf)
Dec 2025Sale recordS$1,050,984(1,463.143 psf)
Nov 2025Sale recordS$1,490,000(1,457 psf)
Oct 2025Sale recordS$996,666.667(1,472.333 psf)
Recent sale records55
Recent rental records1000
Tenure / TOP99-year Leasehold / 2018