LUCIDA

Save
Newton / Novena (D11)CondoTOP: 2011

Key facts

Property typeCondo
TenureFreehold
TOP2011
Total units62
DeveloperNovelty Organisation Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$20,696 /mo

Loan amountS$4,335,000 (75%)
Stress rate4.00%
Loan tenure30 years
See financing eligibility

Search on other sites

4 portals

Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

Check eligibility

Maximum loan amount

S$4,335,000

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$37,600 /month

S$20,696 estimated instalment

Your affordability range

S$4,910,000

Buyer value

S$5,780,000

Recommended

S$6,240,000

Comfortable

Buyer stamp duty

S$286,400

Legal fees (est.)

S$3,500

Total cash needed

S$1,734,900

Kai insight

Based on this price, the Singpass-style estimate needs about S$37,600 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Similar listings

View all

Floor plan

Configuration5 bed / 6 bath
Floor area4,176 sqft
LayoutRequest from agent

Price trend

May 2026

S$4,013/mo

Aug '24Aug '25May '26
Listing psfS$1,384 psf
Project avg psfNot listed
Market sample141 records

Transactions

May 20262 BR · 1000-1100 · SUFFOLK ROADS$4,200
May 20261 BR · 600-700 · SUFFOLK ROADS$3,350
May 20262 BR · 1000-1100 · SUFFOLK ROADS$4,500
May 20262 BR · 1000-1100 · SUFFOLK ROADS$4,000
Apr 20262 BR · 1000-1100 · SUFFOLK ROADS$4,500
Mar 20262 BR · 1000-1100 · SUFFOLK ROADS$4,300
Recent sale records0
Recent rental records141
Tenure / TOPFreehold / 2011
Lucida Condominium For Sale at $5,780,000 | Homejourney