EUPHONY GARDENS

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Sembawang / Yishun (D27)CondoTOP: 2002

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2002
Total units304
DeveloperCentrepoint Properties Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$5,846 /mo

Loan amountS$1,224,471 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,224,471

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$10,600 /month

S$5,846 estimated instalment

Your affordability range

S$1,390,000

Buyer value

S$1,900,000

Recommended

S$2,050,000

Comfortable

Buyer stamp duty

S$64,600

Legal fees (est.)

S$3,500

Total cash needed

S$743,629

Kai insight

Based on this price, the Singpass-style estimate needs about S$10,600 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration3 bed / 2 bath
Floor area1,894 sqft
LayoutRequest from agent

Price trend

Feb 2026

S$975/psf

Jul '23Dec '24Feb '26
Listing psfS$1,003 psf
Project avg psfS$862 psf
Market sample37 records

Transactions

Feb 2026Sale recordS$1,050,000(975 psf)
Jan 2026Sale recordS$1,140,000(963 psf)
Dec 2025Sale recordS$780,000(1,066 psf)
Sept 2025Sale recordS$1,303,000(903.25 psf)
Jun 2025Sale recordS$1,262,500(901.5 psf)
Mar 2025Sale recordS$1,900,000(865 psf)
Recent sale records37
Recent rental records134
Tenure / TOP99-year Leasehold / 2002
Euphony Gardens Condominium For Sale at $1,900,000 | Homejourney