WATERTOWN

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Hougang / Punggol / Sengkang (D19)CondoTOP: 2017

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2017
Total units1,001
DeveloperSekisui House & Far East Organization
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$3,509 /mo

Loan amountS$735,000 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$735,000

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$6,400 /month

S$3,509 estimated instalment

Your affordability range

S$830,000

Buyer value

S$980,000

Recommended

S$1,060,000

Comfortable

Buyer stamp duty

S$24,000

Legal fees (est.)

S$3,500

Total cash needed

S$272,500

Kai insight

Based on this price, the Singpass-style estimate needs about S$6,400 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration1 bed / 1 bath
Floor area581 sqft
LayoutRequest from agent

Price trend

Apr 2024

S$3,469/mo

Nov '22Aug '23Apr '24
Listing psfS$1,687 psf
Project avg psfNot listed
Market sample1000 records

Transactions

Apr 20242 BR · 900-1000 · PUNGGOL CENTRALS$3,300
Apr 20242 BR · 900-1000 · PUNGGOL CENTRALS$3,450
Apr 20242 BR · 900-1000 · PUNGGOL CENTRALS$4,100
Apr 20242 BR · 800-900 · PUNGGOL CENTRALS$4,300
Apr 20243 BR · 1200-1300 · PUNGGOL CENTRALS$5,400
Apr 2024600-700 · PUNGGOL CENTRALS$3,050
Recent sale records0
Recent rental records1000
Tenure / TOP99-year Leasehold / 2017
Watertown Condominium For Sale at $980,000 | Homejourney