23 BALAM ROAD

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BALAM ROAD SINGAPORE 370023HDBTOP: Not listed

Key facts

Property typeHDB
TenureNot listed
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$1,431 /mo

Loan amountS$271,200 (80%)
Stress rate4.00%
Loan tenure25 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$271,200

Based on 80% LTV and valuation

Income needed (MSR 30%)

S$4,800 /month

S$1,431 estimated instalment

Your affordability range

S$290,000

Buyer value

S$339,000

Recommended

S$400,000

Comfortable

Buyer stamp duty

S$5,586

Legal fees (est.)

S$3,500

Total cash needed

S$76,886

Kai insight

Based on this price, the Singpass-style estimate needs about S$4,800 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration3 bed / 1 bath
Floor area731 sqft
LayoutRequest from agent

Price trend

Jun 2026

S$476/psf

Sept '24Aug '25Jun '26
Listing psfS$464 psf
Project avg psfS$501 psf
Market sample100 records

Transactions

Jun 20263 ROOM · 10 TO 12S$318,888(491 psf)
Jun 20263 ROOM · 07 TO 09S$290,000(447 psf)
Jun 20263 ROOM · 10 TO 12S$280,000(434 psf)
Jun 20263 ROOM · 07 TO 09S$325,888(531 psf)
May 20263 ROOM · 07 TO 09S$315,000(485 psf)
Apr 20265 ROOM · 01 TO 03S$788,000(581 psf)
Recent sale records100
Recent rental records0
Tenure / TOPNot listed / Not listed