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Orchard / River Valley (D09)CondoTOP: 1999

Key facts

Property typeCondo
TenureFreehold
TOP1999
Total units61
DeveloperSembawang Land Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$22,558 /mo

Loan amountS$4,725,000 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$4,725,000

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$41,000 /month

S$22,558 estimated instalment

Your affordability range

S$5,360,000

Buyer value

S$6,300,000

Recommended

S$8,050,000

Comfortable

Buyer stamp duty

S$386,914

Legal fees (est.)

S$3,500

Total cash needed

S$1,965,414

Kai insight

Based on this price, the Singpass-style estimate needs about S$41,000 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration4 bed / 4 bath
Floor area3,068 sqft
LayoutRequest from agent

Price trend

Mar 2026

S$2,800/psf

Aug '21Sept '23Mar '26
Listing psfS$2,053 psf
Project avg psfS$2,430 psf
Market sample15 records

Transactions

Mar 2026Sale recordS$3,978,888(2,800 psf)
Feb 2025Sale recordS$4,625,000(2,515 psf)
Nov 2024Sale recordS$3,150,000(2,590 psf)
Jul 2024Sale recordS$3,175,000(2,407.5 psf)
Mar 2024Sale recordS$3,020,000(2,483 psf)
Feb 2024Sale recordS$3,065,000(2,330 psf)
Recent sale records15
Recent rental records165
Tenure / TOPFreehold / 1999