SYMPHONY HEIGHTS

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Clementi Park / Upper Bukit Timah (D21)CondoTOP: 1998

Key facts

Property typeCondo
TenureFreehold
TOP1998
Total units449
DeveloperCity Development Limited
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$6,266 /mo

Loan amountS$1,312,500 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,312,500

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$11,400 /month

S$6,266 estimated instalment

Your affordability range

S$1,490,000

Buyer value

S$1,750,000

Recommended

S$1,890,000

Comfortable

Buyer stamp duty

S$57,100

Legal fees (est.)

S$3,500

Total cash needed

S$498,100

Kai insight

Based on this price, the Singpass-style estimate needs about S$11,400 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration2 bed / 2 bath
Floor area990 sqft
LayoutRequest from agent

Price trend

May 2026

S$3,742/mo

Dec '24Sept '25May '26
Listing psfS$1,768 psf
Project avg psfNot listed
Market sample532 records

Transactions

May 20262 BR · 900-1000 · HUME AVENUES$3,750
May 20262 BR · 900-1000 · HUME AVENUES$3,300
May 20263 BR · 1300-1400 · HUME AVENUES$4,400
May 20262 BR · 900-1000 · HUME AVENUES$3,700
May 20262 BR · 900-1000 · HUME AVENUES$3,300
May 20262 BR · 900-1000 · HUME AVENUES$4,000
Recent sale records0
Recent rental records532
Tenure / TOPFreehold / 1998
Symphony Heights Condominium For Sale at $1,750,000 | Homejourney