SERANGOON GARDEN ESTATE

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Hougang / Punggol / Sengkang (D19)LandedTOP: Not listed

Key facts

Property typeLanded
TenureUnknown Tenure
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$21,441 /mo

Loan amountS$4,491,000 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$4,491,000

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$39,000 /month

S$21,441 estimated instalment

Your affordability range

S$5,090,000

Buyer value

S$5,988,000

Recommended

S$7,700,000

Comfortable

Buyer stamp duty

S$367,520

Legal fees (est.)

S$3,500

Total cash needed

S$1,868,020

Kai insight

Based on this price, the Singpass-style estimate needs about S$39,000 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration5 bed / 4 bath
Floor area4,000 sqft
LayoutRequest from agent

Price trend

Mar 2026

S$2,486/psf

Oct '24Jul '25Mar '26
Listing psfS$1,497 psf
Project avg psfS$1,783 psf
Market sample56 records

Transactions

Mar 2026Sale recordS$6,226,000(2,485.667 psf)
Feb 2026Sale recordS$7,322,666.667(2,005.667 psf)
Jan 2026Sale recordS$6,472,857.143(2,225.286 psf)
Dec 2025Sale recordS$6,064,666.667(2,279.5 psf)
Nov 2025Sale recordS$6,894,733.333(2,081.417 psf)
Oct 2025Sale recordS$5,782,992.533(1,964 psf)
Recent sale records56
Recent rental records987
Tenure / TOPUnknown Tenure / Not listed