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Newton / Novena (D11)CondoTOP: 2012

Key facts

Property typeCondo
TenureFreehold
TOP2012
Total units85
DeveloperArts Associate Co Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$20,410 /mo

Loan amountS$4,275,000 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$4,275,000

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$37,100 /month

S$20,410 estimated instalment

Your affordability range

S$4,850,000

Buyer value

S$5,700,000

Recommended

S$6,160,000

Comfortable

Buyer stamp duty

S$281,600

Legal fees (est.)

S$3,500

Total cash needed

S$1,710,100

Kai insight

Based on this price, the Singpass-style estimate needs about S$37,100 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration4 bed / 3 bath
Floor area2,917 sqft
LayoutRequest from agent

Price trend

May 2026

S$6,000/mo

Aug '24Sept '25May '26
Listing psfS$1,954 psf
Project avg psfNot listed
Market sample175 records

Transactions

May 20262 BR · 1200-1300 · LINCOLN ROADS$6,000
Apr 20262 BR · 1200-1300 · LINCOLN ROADS$5,000
Mar 20262 BR · 1200-1300 · LINCOLN ROADS$5,200
Mar 20261 BR · 1000-1100 · LINCOLN ROADS$3,600
Feb 20262 BR · 1300-1400 · LINCOLN ROADS$6,500
Jan 20262 BR · 1300-1400 · LINCOLN ROADS$5,900
Recent sale records0
Recent rental records175
Tenure / TOPFreehold / 2012