EMERALD GARDEN

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Key facts

Property typeCondo
Tenure999-year Leasehold
TOP1998
Total units265
DeveloperOxford Gardens Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$6,456 /mo

Loan amountS$1,352,306 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,352,306

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$11,700 /month

S$6,456 estimated instalment

Your affordability range

S$1,530,000

Buyer value

S$1,950,000

Recommended

S$2,110,000

Comfortable

Buyer stamp duty

S$67,100

Legal fees (est.)

S$3,500

Total cash needed

S$668,294

Kai insight

Based on this price, the Singpass-style estimate needs about S$11,700 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration1 bed / 1 bath
Floor area829 sqft
LayoutRequest from agent

Price trend

Feb 2026

S$2,310/psf

Sept '21Feb '24Feb '26
Listing psfS$2,352 psf
Project avg psfS$2,175 psf
Market sample18 records

Transactions

Feb 2026Sale recordS$2,860,000(2,310 psf)
Oct 2025Sale recordS$2,000,000(1,896 psf)
Jun 2025Sale recordS$3,516,888(2,301 psf)
Oct 2024Sale recordS$2,230,000(2,354 psf)
Jul 2024Sale recordS$2,850,000(2,263 psf)
Jun 2024Sale recordS$2,830,000(2,247 psf)
Recent sale records18
Recent rental records737
Tenure / TOP999-year Leasehold / 1998